Make life easier and spread the cost
of a new boiler with our flexible boiler finance options
Spread the cost of your boiler with deposit options and monthly payments.For a monthly payment you can have a high spec energy efficient boiler.
For a monthly payment you can have a high spec energy efficient boiler.

Our Boiler Finance Options for your new boiler
Take advantage of our boiler finance options with up to 12 years manufacturer guarantee
Example 0% Interest free credit
Cash price - £2500
Deposit (Min 25%) - £625
Total amount of credit - £1875
Term - 24 months
24 monthly payments - £78.12
APR - 0%
Fixed rate of interest - 0%
Total amount payable - £2500
Total charge for credit -£0
Representative example 7.9% APR Interest bearing credit
Cash price - £2500
Deposit (Optional) - £625
Total amount of credit - £1875
Term - 120 months
120 monthly payments - £22.39
APR Representative - 7.9%
Fixed rate of interest - 7.9%
Total amount payable - £3,311.80
Total charge for credit - £811.80
Example Buy Now Pay Later
Cash price - £2500
Deposit - £625
Total amount of credit - £1875
Payment deferral period - 12 months
If paid in full within 12 month holiday period £2,529 including settlement fee
Term - 84 months
84 monthly payments - £47.88
APR Representative - 11.9%
Fixed rate of interest - 11.9%
Total amount payable - £4,021.92
Total charge for credit - £1,521.92
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a new boiler?
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Who we can offer Finance to:
Eligibility
Who we CAN work with
- Minimum age of 18yrs
- UK resident for more than 12 months
- Own personal bank account from which a Direct Debit can be taken
- Owner occupier
- Permanent employment, working minimum 16hrs per week
- Self employed
- Retired person
- On disability allowance
- Unemployed & ‘house person’ (with consent of co-habiting working partner)
Eligibility
Who we CAN’T work with
- Unemployed without a spouse/partner in full time employment
- Temporary positions/Agency workers
- Foster Carers without a spouse/partner who meets our minimum employment criteria Child-minders who do not have a registered Créche/Nursery
- Full Time Students (other than trainee nurses and doctors)
- Supply Teachers who do not have a permanent contract with a specific school, we would possibly require the school name and address
How our Boiler Finance Works
1. Get Your Free Boiler Quote
Start by contacting Premium Heating Plumbing and for a free quote. We’ll assess your heating needs, recommend the right boiler for your home, and give you a clear, transparent price.
- No hidden fees
- Expert guidance from Gas Safe engineers
2. Choose a Boiler Finance Option That Suits You
Once you receive your quote, we’ll talk you through our boiler finance options. Whether you want interest-free monthly payments or a low deposit with longer terms, we’ll help you find the best fit for your budget.
- Choose to spread the cost over 1-10 years
- Choose from varying deposit options
3. Installation by Our Experts
Once your finance is approved, we’ll arrange your boiler installation at a time that works for you. Our Gas Safe registered heating engineers will fit your new boiler safely and efficiently.


Why Choose Boiler Finance
Replacing your boiler often comes as an unexpected expense – and rarely at a convenient time. With Premium Heating, Pluming and Coolings boiler finance, you don’t have to compromise on comfort or worry about large upfront costs. Our boiler finance options allow you to keep your home warm and energy-efficient while spreading the cost over manageable monthly payments.
With our flexible boiler finance options, you can:
- Avoid upfront costs – no need for a lump sum payment.
- Spread payments over a term that suits you – up to 10 years.
- Upgrade to a more efficient boiler – reduce energy bills over time.
- Get installation when you need it – without delaying due to budget.
Boiler finance gives you peace of mind and more control over your finances so you can stay warm without the financial strain.

Your Boiler Finance questions answered
Can I get 0% boiler finance?
Yes, when you choose Premium Heating, Plumbing and Cooling for your boiler installation, you can get up to two years of interest free credit for your new boiler.
Can I get boiler finance with no deposit?
Yes, we offer flexible finance options that don’t require a deposit, making it easier to get a new boiler without any upfront payment.
This means you can enjoy the comfort and efficiency of a new heating system, while spreading the cost with manageable monthly payments. It’s a hassle free way to upgrade your boiler without putting a strain on your finances.
Can I get new boiler finance with no credit?
We do carry out a credit check as part of our boiler finance application process. However, having little or no credit history doesn’t automatically mean you’ll be declined. We’ll always do our best to work with you and explore finance options that suit your circumstances.
Can I pay for a new boiler monthly?
Yes, when you choose boiler installation from Premium Heating, Plumbing and Cooling, you can spread the cost with affordable monthly payments over a period that suits you – up to 10 years.
Boiler finance is a great option if you want to avoid the large upfront costs of boiler installation while still upgrading to a modern, energy-efficient system. Our boiler finance options give you the flexibility to manage your budget without compromising on comfort, and a more efficient boiler can also help lower your energy bills over time.
Is it worth getting a boiler on finance?
Yes, boiler finance makes it easy to keep your home warm and comfortable without the burden of upfront costs. It gives you the flexibility to choose payment terms that fit your budget, so you can spread the cost over a period that works for you – anywhere up to ten years. By opting for boiler finance, you can also invest in a more energy-efficient boiler model that might be out of reach with an upfront payment. This not only improves your home’s efficiency but can also lead to long term savings on your energy bills.

Premium Heating, Plumbing & Cooling (FRN 10973804) is authorised and regulated by the Financial Conduct Authority. Premium Heating Plumbing & Cooling acts as a credit broker and not a lender and do not receive a fee for the introduction.
Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC authorised and regulated by Financial Conduct Authority. Finance options are offered subject to status and credit check which must be completed before commencement of works. A 14 day cooling off period applies to all applications. If cancelled within 14 days, alternative payment of full outstanding balance must be made.
Premium Heating Plumbing & Cooling, Company number GB09474345, registered in England and Wales. Registered office address 17 Stoneleigh Close, Coventry, CV8 3DE
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